Figuratively speaking for Bad or No Credit Pupil Loan Refinancing Refinance Private Pupil Loan Private Lending Partner Fixed APR From 3.49 per cent adjustable APR From 1.24 per cent Term 5 – 15 year 5 – 15 yr Next Fixed APR From 4.74 percent adjustable APR From 1.25 percent Term 5 – 15 yr 5 …